Chapter 238
Chapter 238
As soon as they heard Yingchen's words, these wealthy businessmen below were stunned.
For a moment, they didn't understand what Yingchen meant.
But seeing Yingchen said directly: "You save money, Daqin Royal Bank, don't take a penny!" "
"As for the interest on your loan, you will pay it at one cent per month!"
As soon as these words came out, these wealthy businessmen were a little stupid.
One cent!
In other words, even if they take out a loan for a year, they only need 12% interest.
This kind of interest rate is unimaginably low for them.
In particular, saving money without a penny is simply a blessing to the extreme.
Therefore, immediately seeing that Linghu became the leader, the wealthy businessmen present all bowed directly to Yingchen: "Thank you, Your Royal Highness the Prince!" "
Hearing this, Ying Chen laughed, and then turned around and left with Cao Huachun and Yu Huatian: "You are good, as long as you are loyal to Daqin, Daqin will not live up to you!" "
After speaking, the figures of Yingchen and the others disappeared into the recruitment hall.
Yingchen is very fast.
And Yingchen carefully checked the inner library.
It turned out that the royal family of Daqin was really rich.
997 Not to mention the grain, just counting the copper coins, there are three billion.
Yingchen took the account book on the side and checked it carefully.
Oh no!
I really have to thank him for this.
In just one and a half years, Yingchen has earned at least 2.5 billion copper coins for Neku.
In this, there is money for selling Quyuan plows, and there is also money for promoting waterwheels and water cylinders.
Of course, this money is only a few hundred million dollars
The biggest amount of money in this is the money that Yingchen obtained from their families after killing the Meng, Xi, and Bai clans in Longxi, as well as the nobles who rebelled in the four counties before.
In this regard, Yingchen has to admit that since ancient times, most of the world's wealth has been controlled by these powerful and wealthy people.
Money is one thing, food is the focus.
Now in the inner treasury of Great Qin, there are more than 30,000 stone grains.
It's nothing short of terrifying.
It can be said that at this time, Great Qin was powerful to a terrifying level.
Therefore, Yingchen found Yingzheng and then said that he wanted to create the Great Qin Royal Bank.
In this regard, Ying Zheng agreed to Yingchen's approach after carefully proofreading with Yingchen.
Since then, Yingchen has directly taken out half of the copper coins in the Great Qin treasury and used them as reserves for the Great Qin Royal Bank.
It's not just copper coins, Yingchen also found out.
In the treasury, there were more than 30,000,000 taels of silver and 5,000,000 taels of gold.
Suddenly, Yingchen paid attention.
In this way, Yingchen originally just wanted to establish the Great Qin Royal Bank, but seeing that there was so much silver and gold, Yingchen had an idea.
But seeing that Yingchen communicated directly with Yingzheng, he immediately recruited Li Si and Feng Quji, as well as Jiubu Shangshu and others.
After a while, they hurried to the Xianyang Palace where Yingchen and Yingzheng were located.
Seeing that the important ministers had arrived, Ying Chen said directly: "Gu is going to set up the Great Qin Royal Bank today for the purpose of depositing and lending to merchants. "
After speaking, Yingchen explained to Yingzheng and the important ministers what deposits and loans are.
and the interest and money that you will get after taking out a bank loan.
In this regard, after listening to Yingchen's explanation, the important ministers below suddenly had a kind of amazing worship for Yingchen. (If you read a violent novel, go to Feilu Novel Network!) )
worthy of His Royal Highness the Crown Prince.
Of course, from their point of view, they undoubtedly feel that the interest on Yingchen's loan is a little less.
And the fact that the deposit does not require money seems to be too good for these businessmen.
However, since these things are the opinions of Yingchen, the crown prince, they naturally will not oppose it.
Anyway, whether it is Yingzheng or the Manchu Dynasty, there is already an instinctive reaction in his heart.
That is, no matter what decisions Yingchen makes, whether they understand or not, anyway, just do it first.
You'll understand later.
This instinct is the result of Yingchen pulling Daqin back from the edge of the cliff in the past year and a half, and making Daqin's national fortunes skyrocket again.
Now if you are a clear-eyed person, who can't see that Daqin can at least guarantee a prosperous era for decades!
Immediately afterwards, Yingchen said the reason why he summoned these important ministers: "Today, I took a look at the inner treasury and the national treasury, and found that whether it is the inner treasury or the national treasury, it is like a mountain of copper coins and a sea of grain!" "
As soon as these words came out, whether it was Yingzheng or the Manchu Dynasty, they couldn't help laughing.
I have food in my hands, so I don't panic!
Seeing that the atmosphere had arrived, Ying Chen's words changed: "Since this is the case, I think that my Daqin does need to issue a new currency." "
As soon as these words came out, both Yingzheng and civil and military officials were a little stunned.
What does that mean?
Don't keep coming up with things we don't understand!
This seems that we are very uneducated, okay?
However, they won't say this, and Yingchen shouldn't know it.
Ying Chen opened his mouth and said, "Gu thinks that I, Daqin, can use the latest casting technology to mint new copper coins. "
"This copper coin is still based on the previous outer circle and inner square, and the four words Daqin Tongbao are engraved on it."
"Of course, in addition to copper coins, I think it is also possible to introduce two precious metals, silver and gold, as part of the coin."
"This exchange ratio is calculated according to the fact that one thousand copper coins are equivalent to one tael of silver, and ten taels of silver are equivalent to one tael of gold, what do you think?"
Hearing Yingchen's words, not only Yingzheng, but even Li Si and Feng Quji and others began to think.
Ying Zheng is the one who has followed Yingchen to understand the history of 2,000 years, so he was the first to react: "Yes." "
"In this way, isn't this equivalent to several times more money in the treasury and the inner treasury!"
As soon as these words came out, these important ministers present immediately understood.
But if you do the math, it's true.
In this way, it is not a matter of effort, and the treasury and the inner treasury have several times more money.
Making money out of thin air, Yingchen, the prince, is really getting more and more beyond the limit they imagined.
At this moment, Yingchen is like a god of wealth in the eyes of Yingzheng and important ministers.
A little stone into gold!
However, compared with Yingzheng and important ministers, Yingchen is not so optimistic.
It is not these precious metals that determine the value of money, but how many materials there are in the whole world.
The sum of these materials, minus the amount of all the precious metals in circulation in the world, is the original value of these precious metals.
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