Reborn Resource Tycoon

Chapter 287 5 Million Loans

Thanks to Zhonghua Raul for the reward.The website recommended streaking, please support the monthly ticket and recommendation ticket.

Vladivostok, also known as Vladivostok, means "Eastern Ruler" or "Conquering the East".This is the capital of the Primorsky Krai of the Soviet Union and the largest city in the Far East of the Soviet Union.The city is located at the junction of the three countries of the Suhua Dynasty, facing the sea on three sides, has an excellent natural harbor, and has a superior geographical location. It is the most important port of the Soviet Union on the Pacific coast and the seat of the former Soviet Pacific Fleet Command.

In the central area of ​​the city, there is a majestic and heavy building, which is the seat of the Vladivostok branch of the State Bank of the Soviet Union.The banking system of the Soviet Union is characterized by a high degree of centralization and unity, and the implementation of a "single banking system" in which the central bank and commercial banks are integrated.The banking system of the Soviet Union is mainly composed of four major banks, namely the State Bank of the Soviet Union, the All-Soviet Infrastructure Investment Bank, the National Labor Savings Bank of the Soviet Union and the Foreign Trade Bank of the Soviet Union.

National Bank.Originally under the Ministry of Finance, it has been under the direct leadership of the Council of Ministers since 1959.It is the core institution of the Soviet banking system. It integrates the functions of the central bank and commercial banks. It is responsible for issuing currency, formulating national financial plans, supervising other banks, and monopolizing the national industrial working capital credit and agricultural infrastructure investment allocation.There are more than [-] branches nationwide.

As a part of the National Bank, the All-Su Infrastructure Investment Bank was established in 1959. It was formed by merging several small banks from the former Industrial Bank. It is a professional bank that manages capital construction investment by the state. Settlement and other financial services operations.

The National Labor Savings Bank of the Soviet Union is the largest and oldest bank in Russia. It was established in 1841 and officially became a part of the National Bank of the Soviet Union in 1963. It was the only institution that handled residents' savings before the Soviet bank reform.

VTB Bank of the USSR, established in 1922, is a joint-stock company. The main shareholders are composed of the State Bank, the Ministry of Foreign Trade and some large enterprises with foreign economic ties. It is responsible for monopolizing the country's foreign trade and foreign economic work.

It can be seen from this that the Soviet state is very popular in the Soviet financial system and has a supreme position.The remaining three banks are either part of it or it holds a large share.As the president of the Vladivostok branch of the State Bank of the Soviet Union and the top leader of financial institutions in the largest city in the Far East, Andreevich's status in this city can be imagined.

However, today Andreevich has been a little restless since he entered the office in the morning. The secretary noticed that in just three hours, Andreevich stopped seven times. In front of the window, looking out to the street outside the window, it seemed that he was waiting for someone.This can't help but make his beautiful female secretary a little curious, what can make President Andreyevich look forward to it so much?You know, even a few days ago, the mayor of Vladivostok came to inspect, and Andreyevich did not look like this.

The answer was revealed at noon, and with the crisp sound of heels hitting on the marble floor, Aso Xiangyue walked into the city of Vladivostok, the State Bank of the Soviet Union, under the escort of several burly men. The lobby of the branch, and accompanied by the manager on duty, went all the way to the president's office.

Andreyevich came out with a smile on his face, although the smile didn't look so pleasing to the eye on his aging face. "Miss Aso, I've been waiting for you all morning." Xiangyue Aso held out her hand and shook hands with him reservedly. The two walked into the president's office and left a few bodyguards in the secretary's office.

Looking at Aso Xiangyue's tall figure and beautiful face, Andreyevich secretly swallowed a few mouthfuls of saliva, but did not dare to show it at all.The woman in front of her was not the female employees in the bank, or the "secretary" brought by the CEOs of Soviet companies who asked for her. This was a Japanese woman who held a huge amount of dollars!

How could Aso Xiangyue fail to see the aggressiveness in Andreevich's eyes, and felt even more contemptuous in her heart.Before she came, she had already found out clearly that although this Andreevich was a member of the Communist Party of the Soviet Union, his conduct was extremely bad, and he could be called a hungry ghost in lust.Not only did they attack the female employees of the Vladivostok branch of the State Bank of the Soviet Union, but even those Soviet companies and enterprises that wanted to borrow from the State Bank had to provide him with women. Only by satisfying him in this regard , your loan may be approved.If you don't have a woman, and you don't have background power enough to overwhelm him, then you don't even think about getting a loan from him.

"President Andreevich, I think you have received the message from your bank's branch in Japan?" Kazuki Aso sat down gracefully across from Andreevich, and said bluntly, "I think I know whether your bank can meet my loan requirements. If President Andreevich can't give me a satisfactory answer, then I have to go to other parts of your country to try."

"Got it, got it!" Andreyevich nodded repeatedly.Two days ago, the Tokyo Office of the State Bank of the Soviet Union suddenly sent back an urgent message. The woman in front of her asked for a loan of 50 billion rubles from the Vladivostok branch.This is a rare and huge amount of money. Andreevich has worked in the Far East of the State Bank of the Soviet Union for decades. Loans reaching this amount are quite rare, especially when the lender comes from a Japanese.

Kazuki Aso provided collateral for this loan that was enough to make Andreevich salivate, a certificate of deposit of one billion U.S. dollars from Citibank of the United States.

"Miss Aso, I have carefully considered your loan request. Although we and Citibank have verified the authenticity of this deposit certificate, I cannot provide Miss Aso with so much information. Loan in rubles. According to our country's exchange rate, I can only provide Miss Aso with a loan of up to 20 billion rubles." Andreevich said regretfully.

Aso Xiangyue showed surprise just right and said: "Mr. Andreyevich, please don't fool me with your country's official exchange rate. I know very well that if I want to exchange rubles, there will be countless The Soviets are willing to exchange it with me at a price of 50:[-], or even [-]:[-], [-]:[-]. One billion US dollars, I only ask for a loan of [-] billion rubles, which has left enough room for your bank to operate. If your bank is still dissatisfied, then I can only regretfully go to other places in your country to try it out, maybe someone from a bank in an Eastern European country can satisfy my request." As he said, Aso Xiangyue was about to stand up Come.

"Wait, wait, Miss Aso, it's easy to discuss, easy to discuss!" Andreyevich quickly stretched out his hand and pressed.He didn't expect that Aso Xiangyue would be so straightforward that she would leave if she disagreed with her.

Andreevich, who has worked in the National Bank for many years, is very clear about the state of the Soviet financial system today. As Kazuki Aso said, although the official exchange rate is still [-] rubles to [-] U.S. dollars, but in the black market, the exchange rate between U.S. dollars and rubles has already reached one to six.My own request is indeed a bit too much for those who are familiar with the Soviet Union's foreign exchange market.

The reason why in the black market there is such a big disparity between the exchange rate of the US dollar and the ruble and the official exchange rate, according to later research by experts and scholars, there are actually profound internal reasons for this result.The Soviet Union's economic plan is characterized by "heaviness and lightness", that is, it focuses on the development of heavy industry, especially military industry, and ignores light industry and agriculture.This creates a shortage economy in which the consumer goods for the residents are insufficient.The "goal" of the annual cash policy of the State Bank of the Soviet Union is to maintain a macroeconomic balance, that is, the disposable income of residents is exactly equal to the consumer goods provided in the market, or in other words, the wages that flow from the State Bank through enterprises and finally into the hands of employees just happen to be fully bought. Goods and services created by workers in a business.However, in a shortage economy, such a macroeconomic balance is simply impossible to achieve.In the 80s and [-]s, the supply of consumer goods in the Soviet Union was insufficient year after year, but the country did not allow unemployment. Therefore, the National Bank could only print and issue a large number of banknotes every year to pay wages. The result could only be that the cash balances of Soviet residents continued to soar.

According to incomplete statistics, as of [-], the cash balance in the hands of Soviet citizens had reached hundreds of billions of rubles.It's just that the huge ruble surplus did not bring leisure to the Soviets.The long shopping queues in front of the state-owned stores are growing day by day, but the store shelves are empty; the inflation rate of the collective farms and the black market remains high; the Soviet citizens with no goods to buy and no investment channels have to spend the cash they cannot spend. "Compulsory" deposits in savings banks.Had it not been for the strict price controls imposed by the Soviet Union, hyperinflation would have erupted long ago.

But changing to US dollars is different. The Soviet government’s urgent need for foreign exchange determines that for nationals holding US dollars, they can buy what they want from special stores for foreigners.Although it is said that the rubles in the hands will undoubtedly depreciate in this way, but the rubles that do not depreciate in the hands can not buy any extra goods. How is it different from waste paper?

Aso Xiangyue leaned back on the back of the chair again, with a smile that was not a smile on the corner of her mouth and said: "Mr. President Andreyevich, this is a loan agreement that is very beneficial to your bank. I don't understand. What are you still hesitating about? Here is a letter from the president of Sakura Bank in our country, which may reassure President Andreevich." As he spoke, Aso pushed an envelope to Andreevich in front of.