Chapter 160 Angry Savers
Chapter 160 Angry Savers
Second: Thank you book friend Yu Hongchuan.The monthly ticket of Shanma Piaobei Sword and book friend Xinbei Zanwei gave a reward.These do not count toward the word count
As the banking industry, its most troublesome emergency is actually a run on.The run is often accompanied by the large-scale withdrawal of bank deposits by bank depositors. If it cannot be curbed in time, then as its influence expands, it will further form a financial trend.When there is a wave of runs, because banks will turn most of their deposits into loans and lend them to enterprises and factories, the deposits left in their hands will be extremely tight in the entire financial market. There will be a shortage of borrowing capital, and interest rates will continue to rise, forcing some banks and Financial institutions closed down or went out of business, which further exacerbated the currency credit crisis and caused chaos in the financial world.Although in China.The credit of the bank is equivalent to the credit of the country. The bank has no money and the treasury supports it. The people are not worried that the deposit will be lost.However, the price rises day by day or even several times, and the citizens are worried that they will not exchange the coins in their hands for goods.The depreciation losses suffered were even greater, so they flocked to the bank frantically, hoping to withdraw the deposit.
Although the causes of this behavior are different, the results are not different.These three banks in Ping" County are precisely because of the large expected outflow of funds, but at the same time there is not enough funds to deposit, and the original deposits have been lent to enterprises, and the receivable loans have not been recovered in time. The treasury reserves have been unable to meet the demands of the people.
The troubled bank presidents are not limited to Ping" County. In fact, in the Qinxi land at this time, similar scenes can be seen everywhere. In front of the savings offices of major banks, depositors who are eager to withdraw money are already there. There was nowhere to stay. There was a long line outside the savings bank, and people waited anxiously. On the one hand, they were worried that they would not be able to get the money, and on the other hand, they were worried that during this period, prices would rise again. .
People seem to be otherwise.Don't do anything else, just think about where to line up to buy things after withdrawing the money all day long, and when they meet, they discuss what goods they got today.
"Hey, have you heard? Huang, some savings banks and banks in the city had to forcibly decide to stop withdrawals within a few days because of the shortage of funds. This made many depositors very dissatisfied, and some people even got emotional. Someone in the counter line that lifted the savings bank whispered.
"What is this? In some places in other provinces, the police were even used for this reason, and the amount of withdrawals per person per day was also stipulated. After that, you are not allowed to withdraw again. You have to wait until the next day. Damn it, this is our hard-earned money , saved it with hard work. Don’t you just want to earn some interest when you store it in the bank? Their bank lends our money to earn more. When saving money, they say all good things and treat us as people , when it’s time to withdraw money, we don’t treat us ordinary people as human beings anymore. Look, even his mother’s grandson is not as good as it is! It’s a hot day, let’s stand under the sun, I’ve been standing here for three It's been an hour. I don't know if I can pick it up before noon."Someone complained quietly.
"That's right, it's all our own money. We have to get their approval to withdraw our own money. What the hell is going on! I took half a day off to withdraw the money, and I thought it would be more than enough time Who the hell would have thought that there are so many people here."Someone echoed from the side.
The conversation of several people immediately aroused strong sympathy from the people around them. "I'm afraid what will happen if I get the money in the end. I heard that in the southeast coastal area, people are crazy about purchasing home appliances. There are many families who buy several TVs, even refrigerators that don't cool, and color TVs that don't have color. They have all been sold out. We are better here, at least so far, this has not happened. But in my opinion, I am afraid that it is not. When there is a shortage of goods, similar things will definitely happen.”
"A refrigerator that doesn't cool, a color TV without color, what's the use of these things? Is a refrigerator called a refrigerator if it doesn't cool? A TV without color, it's black and white TV, how can it be called a color glow? Only fools buy these things, I Said, you are not idle here to talk nonsense." Someone questioned incomprehensibly.
The person looked up and down at each other with disdain.Disdainfully said: "You are just a bumpkin. If the refrigerator doesn't cool, it's just a faulty part. You buy it home, repair it and leave. It's better than keeping the money in your hand and watching these products cost the same price every day. Crazy rise? Maybe today you can buy a non-refrigerating refrigerator with the money, and the day after tomorrow, your money will be used to buy parts! Anyway, they bought back all the main spare parts. The cost of repairs is better than it Are prices rising slowly?
"It makes sense, it makes sense, this southerner is smart, he can think of such things."Everyone nodded.Yes, according to this price increase trend, in just a few days, many commodities in the mall have already increased by [-]%, and even have prices but no market, as he said.who can guarantee
"Have you read the newspaper? There is a private shopping mall in Pingchuan County under the jurisdiction of Weinan City in our province. The prices of commodities have not increased until now, and they are still at the original price. Someone suddenly said, "If we withdraw the money, we will go immediately "Ping" bought home appliances there and shipped them back. I'm afraid there is still money to be made there.
"I know what you're talking about! It seems to be called Carrefour City. The name is really weird! The shopping mall is not called a shopping mall, it must be called a city! But don't they really raise prices? All state-owned shopping malls have raised prices, Can their private market keep going up? This money does not bite hands, and in a blink of an eye, it can double or even several times the profit. Marx said that capital came to the world. From head to toe, every pore Dripping blood and dirty things. Capitalists will take risks if they have 50.00% profit, and dare to trample on all laws in the world if they have [-]% profit. If they have [-]% profit, they will dare to risk the gallows. Waiting for such a good opportunity. Can they bear not to make money? I don’t believe it. What the newspapers say is purely a trick.”A person dressed as an intellectual standing aside was disdainful.
"That's "Qinxi Daily"! Can they talk nonsense with their eyes open?" the man asked back in disbelief.
"What's wrong with "Qinxi Daily"? When the satellite was launched, it reported tens of thousands of tons per mu. Didn't even the newspapers in the capital report it? Hehe, they don't know about tens of thousands of tons per mu. That kind of It’s simply impossible! Isn’t it the same nationwide report?” The intellectual-looking man shook his head in disdain, “You must believe in the newspaper. But you can’t trust the newspaper entirely! Otherwise, you will lose your own ideas!”
"Hey, don't you really say that, people call it a market, that's because their store is indeed different from a shopping mall. The market is the abbreviation of the super market. When you enter the market, there is no counter. All the goods are placed on the shelves. , you can take whatever you want, look at whatever you want, but you can’t open the package to eat and drink in the city. Then you can count the money together when you go out. And they really haven’t raised the price, all the products are still at the same level, even the home appliances are the same " Another middle-aged man couldn't help interjecting, "But what you just said is unrealistic. Now Carrefour City is only open to residents of Ping" County, and it is opened by district and time-sharing. When entering the city, you must bring your household registration book identifiable.Moreover, for large items such as home appliances, the quantity purchased by each household is limited.My family has a relative in Pingchuan, but he told me on the phone himself.If lying.I hit five lightning strikes every day! "
"Really? Everyone was speechless and speechless.
After a long time, someone sighed and said: "The residents of Pingchuan County are really happy, at least there are people who can really care about them. Why don't we have such a city here? If there are such shops, we don't need to be in this big city." Under the sun, waiting to withdraw money
"Yes, it would be great if we also had a Carrefour market here, so that our common people's hard-earned money won't be stolen by those profiteers who eat meat and don't spit out their bones." His words immediately aroused bursts of excitement among the crowd. echo.
"It's difficult! Don't even think about it. Pingchuan County is just a small county, how big is the total population? How productive is the total population of our Fengyuan, it's just a private enterprise, even if he can survive the panic buying by the residents of Pingchuan County , when we arrived in Fengyuan. It would be good if we could persist for a day. It is precisely because they refused to raise prices that many businessmen in Ping” county secretly sold their goods to neighboring counties and cities, and many people wanted to Buy goods from Carrefour and resell them to neighboring counties and cities.
I heard that the Pingchuan County Party Committee and the County Government paid a lot of people for this. "The man continued to break the news.
"Mo, we should arrest them and sentence them to decades!" The man dressed as an intellectual bitterly said, "If they hadn't pushed the flames and raised the price desperately, how could it be possible to raise the price in front of rice! Our country's agricultural production last year But it’s a bumper harvest! It’s even hit a record high!”
"That's it."Everyone nodded.
Just when they were lamenting why Fengyuan didn't have a Carrefour, the front of the line suddenly erupted with angry shouts.
"What's the matter? What's the matter?" Everyone looked forward one after another, only to see that there were suddenly a few more policemen at the door of the savings office, and one of them was holding a loudspeaker. "Citizens who are waiting to withdraw money, due to the unexpected power outage of the savings bank, work can no longer continue, so please stay safe, citizens. The relevant departments are urgently repairing the circuit. You can come to me in order to get the number. After the call , the savings bank will resume normal business! Dear citizens, "
It was as if a bomb had exploded in the crowd in front of the savings office. The angry depositors could no longer tolerate the anger in their chests, forming a huge crowd and rushing towards the savings office. If you want to know what will happen next, please log in Muscle, more chapters, support
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